Clark Flower & Gift Shop



     
Phone (605)532-5541 or toll free 1-800-658-3966
102 N Commercial St  Clark  SD  57225

 




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This business is an equal opportunity provider & employer.

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Privacy Policy

 

Information We Collect

If you open an account on our site, we need your contact information including your name, e-mail address and mailing address. We use your purchase history, contact information and other registration information to send you information and to otherwise enhance your shopping experience.


When you visit our website, we also collect some basic information that does not identify individual users. We use this information to determine our users' demographics and interests, so that we can better understand and serve our users.

Our Use and Disclosure of Your Information

We may send emails to our users announcing special promotions, changes in our services or other information we believe will be of interest to our users. If you prefer not to receive email, you can send us an email with the subject line "no emails" or reply to our email with the subject line "no emails".

If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities on our site, we may collect such information. We may use that information and other information that we obtain from your use of our site to resolve disputes, & troubleshoot problems.

We may share aggregate statistics about our sales, traffic patterns and related site information with other businesses, but these statistics will include no personally identifying information.

We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Statement. For example, we may be required to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringements, or other activity that may be illegal or may expose us to legal liability.

A Special Note About Children

We do not knowingly solicit data from children, nor do we knowingly market to children. We require that children under the age of 18 use this service only in conjunction with their parents or guardians.

Linked Sites

If this site contains any links to other websites, we are not responsible for the privacy practices or the content of such websites.

Changes to Privacy Statement; Consent

We may update this Privacy Statement from time to time. You should check this page periodically for changes. By using our site, you consent to the collection and use of your information by us as described in this Privacy Statement.

Clark Flower & Gift Shop
Identity Theft Prevention Program
Policy and Procedures

Clark Flower & Gift Shop strictly complies with all federal and state laws and reporting requirements regarding identity theft, including the federal Red Flags Rule, which implements Section 114 of the Fair and Accurate Credit Transactions Act of 2003. This policy outlines Clark Flower & Gift Shop’s Identity Theft Prevention Program (“Program”), which is mandated by the Red Flags Rule and governs how Clark Flower & Gift Shop will (1) identify, (2) detect and (3) respond to “red flags.” A “red flag” is defined as a pattern, practice, or specific activity that indicates possible identity theft.

The Program is approved by Melanie Smith & Linda Seefeldt, partners, as of August 1, 2009, and the Program must be reviewed and updated at least once a year in order to ensure that the Program keeps current with identity theft risks. In doing so, Melanie & Linda will consider Clark Flower & Gift Shop’s experiences with identity theft situations and similar experiences for other entities in the floral industry, changes in identity theft methods, changes in identity theft detection and prevention methods, and changes in Clark Flower & Gift Shop’s arrangements with other entities. 

It is Clark Flower & Gift Shop’s policy that Melanie Smith is assigned the responsibility of overseeing, developing, implementing, and administering the Program. Clark Flower & Gift Shop is committed to ensuring that this individual, designated as Clark Flower & Gift Shop’s privacy official, be provided with sufficient resources and authority to fulfill these duties. 

Clark Flower & Gift Shop requires that its business associates be contractually bound to protect sensitive client information to the same degree as set forth in this policy.  Business associates of Clark Flower & Gift Shop who violate their agreement will be dealt with first by an attempt to address the problem, and if that fails by termination of the agreement and discontinuation of services by the business associate.

 Clark Flower & Gift Shop’s employees must be trained on the policies and procedures governing compliance with the Red Flags Rule, and new employees are required to receive training on these matters within a reasonable amount of time after they have been hired. Should any policy or procedure related to the Red Flags Rule materially change, Clark Flower & Gift Shop shall provide further training within a reasonable amount of time after the policy or procedure materially changes. All training sessions are to be documented, indicating participants, date and subject matter.

Procedures

I. Identify red flags. While providing floral services to clients, Clark Flower & Gift Shop may encounter inconsistent or suspicious documents, information, or activity that suggests the possibility of identity theft. The following are identified as potential red flags:
1. Notice from a customer, a victim of identity theft, a law enforcement agency, or someone else that an account has been opened or used fraudulently.
2. A dispute of a bill by a customer who claims to be the victim of any type of identity theft.
3. Suspicious documents, such as paperwork that appears altered or forged, and information on the identification that is inconsistent with other information, like a signature card or recent check.
4. Suspicious personal identifying information, such as inconsistencies with what is already known and inconsistencies in the information the customer has already provided.
5. Suspicious account activity, such as an account that is used in a way inconsistent with established patterns, an account that has been inactive for a long time that is suddenly used again, and information that the customer is not receiving their account statements in the mail.

II. Detect Red Flags. Employees of Clark Flower & Gift Shop will be alert for discrepancies in documents and customer information that suggest risk of identity theft or fraud.  Employees will verify customer identity and address before services are provided and billed. Specifically, the procedures for detecting red flags are as follows:

1. When somebody notifies Clark Flower & Gift Shop that an account has been opened or used fraudulently, employees are required to report such notifications to their immediate supervisor or the designated privacy official. If reported to a supervisor, that supervisor should relay the information to the privacy official.
2. When verifying the identity of a customer who is opening a new account, employees are required to get a name, address and identification number and, for in-person verification, to check a current government-issued identification card, such as a driver’s license or passport.
3. Regarding existing accounts, employees are expected to verify the identification of customers if they request information, and verify the validity of change-of address requests and changes in banking information given for billing purposes. 
4. In general, staff should be alert for the possibility of identity theft in the following situations:
· The photo identification submitted by the customer does not resemble the customer.
· Identifying information submitted by the customer appears to be altered or forged.
· Information on one form of identification the customer has submitted is inconsistent with information on another form of identification or with information already in the records kept by Clark Flower & Gift Shop.
· An address or telephone number is discovered to be incorrect, non-existent, or fictitious.
· The customer fails to provide identifying information or documents.
· The customer’s signature does not match a signature in the customer’s records. 

III. Respond to Red Flags. If any employee of Clark Flower & Gift Shop detects fraudulent activity or if a customer claims to be a victim of identity theft, Clark Flower & Gift Shop will respond to and investigate the situation. If potentially fraudulent activity (a red flag) is detected by an employee:
1. The employee should gather all documentation and report the incident to his or her immediate supervisor or the designated privacy official. If reported to a supervisor, that supervisor should relay the information to the privacy official.
2. The privacy official will determine whether the activity is fraudulent or authentic.
3. If the activity is determined to be fraudulent, then Clark Flower & Gift Shop should take immediate action, which may include:
· Canceling the transaction;
· Closing an existing account;
· Reopening an account with a new account number;
· Not opening a new account;
· Not trying to collect on an account or not selling an account to a debt collector;
· Notifying appropriate law enforcement;
· Notifying the affected customer; and
· Changing any passwords or other security devices that permit access to accounts. 

If a customer claims to be a victim of identity theft:
1. The customer should be encouraged to file a police report for identity theft if the customer has not done so already.
2. The customer should be encouraged to complete the ID Theft Affidavit developed by the Federal Trade Commission, along with supporting documentation.
3. Clark Flower & Gift Shop will compare the customer’s documentation with personal information in the customer’s records.
4. If following investigation, it appears that the customer has been a victim of identity theft, Clark Flower & Gift Shop will promptly consider what further remedial act/notifications may be needed under the circumstances.
5. If following investigation, it does not appear that the customer has been a victim of identity theft, Clark Flower & Gift Shop will take whatever action it deems appropriate.